The 1995-S Roosevelt Dime Value can range from about $3 for standard proof coins to over $50 for high-grade Deep Cameo specimens. Finding one in your spare change is unlikely since these were minted specifically for collectors, but if you have a set or a loose proof, it is worth more than its ten-cent face value.

Many Americans discover these shiny, mirror-like coins while browsing through inherited collections or estate sales. Identifying a proof coin is…